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Protecting Your Business
Business Insurance
At Boesch Insurance, we understand the many risks and challenges that business owners face. When it comes to business insurance, having the appropriate type and amount of coverage can make all the difference. Working with businesses across Slidell, LA, we offer a wide range of policy options, including general liability, commercial auto, and commercial property insurance, to meet your unique needs.
Our Business Insurance Services
Taking all relevant factors into account, we can design a specialized insurance package for your business based on your property, liability, and casualty needs. We also provide consulting and risk management options to better protect your business as time goes on.
We offer the following lines of business insurance:
- Business Owners Packages (BOP)
- Commercial Auto Insurance
- Commercial Building Property
- Equipment Breakdown Insurance
- Business Income & Extra Expense
- Business Interruption Insurance
- Employment Practices Liability Insurance (EPLI)
- Professional Liability Insurance
- Directors & Officers Insurance
- Environmental & Pollution
- Malpractice Insurance
- Errors & Omissions Insurance
- Special Event Insurance
- General Liability Insurance
- Contractual Liability Insurance
- Food & Liquor Liability Insurance
- Workers Compensation
- Business Personal Property Insurance
- Inland Marine/Contractor’s Equipment Insurance
- Business Umbrella Insurance
- Transportation, Truck, & Trucking
- Restaurants, Bars, & Taverns
- Nursing Homes
- Condominium Association Risk
- Garage & Dealers
- Contractor’s & Builder’s Risk
Lines of Business Insurance
- Business Owners Packages (BOP)
- Commercial Auto Insurance
- Commercial Building Property
- Equipment Breakdown Insurance
- Business Income & Extra Expense
- Business Interruption Insurance
- Employment Practices Liability Insurance (EPLI)
- Professional Liability Insurance
- Directors & Officers Insurance
- Environmental & Pollution
- Malpractice Insurance
- Errors & Omissions Insurance
- Special Event Insurance
- General Liability Insurance
- Contractual Liability Insurance
- Food & Liquor Liability Insurance
- Workers Compensation
- Business Personal Property Insurance
- Inland Marine/Contractor’s Equipment Insurance
- Business Umbrella Insurance
- Transportation, Truck, & Trucking
- Restaurants, Bars, & Taverns
- Nursing Homes
- Condominium Association Risk
- Garage & Dealers
- Contractor’s & Builder’s Risk
Why is Business Insurance Important?
If you want to run a business successfully, then business insurance is essential. Not only is it a requirement for certain types of business activities, but it can also be the difference between going out of business after a loss or recovering with minimal business interruption and financial impairment to your company’s operations.
Business insurance can help your business in various situations:
- Protect your business if it is sued
- Coverage of business vehicles used
- Coverage of employee injuries on the job
- Coverage in the event of an interruption of business
- Protect against loss or damage to the business location and its contents
Frequently Asked Questions
What is covered under business insurance?
Business insurance can help pay the costs of property damage, lawsuits, lost business income, and other covered losses. To help protect against specific risks unique to their situation, businesses often buy multiple coverage’s and combine several in one policy.
What types of insurance does a business need?
- General Liability Insurance
- Commercial Property Insurance
- Business Income Insurance
- Professional Liability Insurance
- Workers’ Compensation Insurance
- Data Breach Insurance
- Commercial Umbrella Insurance
- Commercial Auto Insurance
What is General Liability insurance?
It is a contractual relationship between a contractor and an insurance carrier to reimburse a third party (such as the consumer) for property damage or personal injury loss caused by the contractor. Examples of losses might be a contractor’s ladder falling and breaking a window. General liability insurance does not provide reimbursement to a third party (such as the consumer) for poor work or construction defects. It may provide coverage for damage caused by faulty work or construction defects. General liability insurance policies may have exclusions for specific risks or exposures that are not covered.
What is Workers' Compensation insurance?
Workers’ compensation insurance provides coverage for employees who are injured on the job. When employees are injured, workers’ compensation insurance provides them with medical treatment, payment for lost time and disability, and re-employment assistance if needed.
What is Commercial Property insurance?
Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.
What is Business Income insurance?
Business income coverage (BIC) form is a type of property insurance policy, which covers a company’s loss of income due to a slowdown or temporary suspension of normal operations, which stem from damage to its physical property. … Usually, coverage applies during the time required to repair or replace damaged property.
What is Professional Liability insurance?
Professional liability insurance is coverage for businesses that protect against claims from their clients. Professional liability insurance commonly covers negligence, copyright infringement, personal injury, and more. This can include damages caused by things you did and/or things that you should have done.
What is Data Breach insurance coverage?
Data breach insurance is a type of monetary coverage purchased by organizations to protect financial interests in the event of data loss. … Data breach coverage is a type of cyber security insurance (also known as cyber liability coverage) meant specifically for situations in which data is lost or stolen
What is Business/Commercial Umbrella coverage?
Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
What is Commercial Auto insurance?
Commercial auto insurance helps cover the costs of an auto accident if you or an employee is at fault. This coverage can help pay for damaged property and medical expenses – even in the event of a fatal accident.
Let us help you find the right business insurance coverage for your needs. Contact us today!
contact
Boesch Insurance
118 West Hall Ave.
Slidell, LA 70460